What caused Wickford and Lewes is for RAIB to determine, and a preliminary finding isn’t likely for weeks. But for anyone weighing rail liability, BI or contingent BI exposure this renewal season, two derailments in 24 hours carries more weight than one. Expect cedants and reinsurers to start asking how inspection regimes and heat thresholds are being reassessed, and whether historical loss data on rail infrastructure still holds up in a summer like this one.
